Daniel talks with Mark Kincaid who until recently worked for the Texas Office of Public Insurance Counsel (OPIC) - an independant state agency that monitors how insurance companies operate. OPIC recently conducted a survey of insurers doing business in Texas on those companies confidential underwriting guidelines. In many cases, Kincaid says, insurance companies will disqualify applicants for seemingly groundless reasons, such as working in casinos or beauty parlors.
Copyright 1995 NPR
